UW Study Abroad Insurance

The University of Washington requires that students engaged in international educational activities purchase UW Study Abroad Insurance. Current University of Washington students and their dependents may purchase coverage if they meet the following requirements:

  • Engaged in international educational activities
  • Temporarily located outside their Home Country as a non-resident alien
  • Not permanent residents of the country where they are studying abroad

Study Abroad Insurance Update

Please follow the instructions below to purchase appropriate insurance coverage for your study abroad.

Students already abroad or departing the US for study abroad before September 30

You must purchase UW’s approved study abroad insurance through HTH for coverage through September 30, 2014. Regardless of your departure date, purchase this policy by September 1, 2014.

Make sure to input your HTH certificate number in your study abroad application at http://studyabroad.washington.edu. If you do not input your certificate number by September 1, 2014, you will not be enrolled for your study abroad program.

Beginning September 15, you will be able to purchase a new UW-approved study abroad insurance policy for coverage starting October 1, 2014. This policy will cover you until the end of your study abroad program. You must purchase this policy by October 1, 2014.  We will post policy and enrollment details as soon as possible.

Students departing the US for study abroad October 1 or later

Beginning September 15, 2014, you will be able to purchase a new UW-approved study abroad insurance policy for coverage starting October 1, 2014 or later. This policy will cover you until the end of your study abroad program.  We will post policy and enrollment details as soon as possible.

Overview

The UW Study Abroad Insurance plan provides security and natural disaster evacuation services in addition to medical evacuation and travel assistance services. When care is received through the insurance provider’s international network of English-speaking, pre-screened providers, there is no-deductible and the insurance provider will be billed directly. The UW Study Abroad Insurance plan is specifically tailored to services needed overseas and is the best choice, due to its broad coverage and reasonable price, for most study abroad students.

Please also review our UW Study Abroad Insurance FAQs page for more information.

Benefits of the plan

  • Low premium, calculated by days of coverage (approximately $1.25 per day)
  • Evacuation services for medical emergencies, plus repatriation benefits anywhere in the world
  • Major medical insurance benefits
  • Enroll and pay online

Important notice and plan limitations

  • The UW Study Abroad Insurance plan only covers treatment outside the United States for injuries or illnesses that occur abroad.
  • There is no coverage for treatment of conditions that arise once a student has returned to their home country, or after the policy term expires.
  • The UW Study Abroad Insurance plan covers pre-existing conditions that manifest while abroad.

Study Abroad Insurance Frequently Asked Questions

Enroll

UW Study Abroad Insurance Plan enrollment options:

  • Purchase coverage online with a credit card.
  • To enroll without a credit card, call the insurance provider, HTH Worldwide at 1-866-281-1668.

Please note:

  • You cannot pay for this insurance plan through MyUW. The premium cannot be charged to your UW student account and it will not be automatically paid by financial aid. If you intend to use financial aid to reimburse yourself for the costs of the insurance, you should refer to International Programs and Exchange’s resources about Finances.
  • The UW Study Abroad Insurance plan is distinct from the UW Student Health Insurance Plan (SHIP). Enrolling in the UW Seattle, Bothell or Tacoma student insurance plan for the same time period will not automatically enroll you in the Study Abroad Insurance plan.

Terms and conditions

Review the Study Abroad Insurance plan’s coverage for emergency evacuations and other assistance services. The 2013-2014 coverage period started October 1, 2013.

Call the insurance provider HTH Worldwide at 1-866-281-1668, for answers to questions related to coverage and benefits.

Other study abroad insurance options

If you are not eligible for the UW Study Abroad insurance, there are other insurance options to consider:

1.     UW Student Insurance Plans

The UW student insurance plans for the Bothell, Seattle and Tacoma campuses all provide limited coverage for care worldwide and limited medical evacuation services. The UW student insurance plans are more expensive than the UW Study Abroad Insurance plan and provide limited coverage outside the US on a reimbursement basis only. This means that you will need to pay up front for care, then file a claim with the insurance provider for reimbursement.

If you will be returning to the US in the middle of the quarter, or have dependents staying in the US while you are studying abroad, consider purchasing both plans to prevent gaps in coverage.

If you have other special considerations and need to discuss coverage coordination, please email the Office of Risk Management to discuss your options.

2.     Requesting a waiver of the UW Study Abroad Insurance requirement

Students with personal insurance that provides the same level of coverage as the UW Study Abroad Insurance plan (i.e. emergency evacuation, repatriation of remains, injury, illness or death) while participating in study or research abroad can petition for a UW Study Abroad Insurance waiver. If the petition is granted, the student will be exempt from the requirement to purchase the UW Study Abroad Insurance Plan on the condition that the student’s personal insurance remains unchanged and in force for the duration of the student’s educational activities abroad.

Insurance waivers must be received by the following dates. No late waiver petitions will be accepted.

Departure quarter

Insurance waiver petition due date

Early Fall

May 1

Autumn Quarter

July 1

Winter Quarter

October 15

Spring Quarter

January 15

Summer Quarter

April 1

Please also view our UW Study Abroad Insurance FAQs page for more information.

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