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Member Benefit


The UWAA and BECU have joined together to support our members through advocacy of higher education and a commitment to financial well-being, and it couldn’t be a more natural fit. Since 2008, the UWAA and BECU have been partners in the idea that investing in education and excellence strengthens the UW, the Puget Sound and the world at large. To receive the UW-branded debit card, simply request the UW design when applying. Learn more.

Bite Back Hunger Food Drive

When it comes to fighting food insecurity, we’re all on the same team. Join us as we team up with BECU and Washington State University Alumni Association to support local food banks and help neighbors in need. Bring non-perishable food to any BECU location, Sept. 16-30. Donations will go to food banks in the community. While you’re there, enter to win Apple Cup tickets. Learn more here.


Save on a BECU Auto Loan, Get a $200 Bonus

University of Washington Alumni Association members: You can receive a $200 bonus when you finance or refinance an auto loan with BECU.

Auto Loan Offer

$150 New Member Offer

Free Homebuying Seminars

UWAA members could get a $200 bonus when you finance or refinance an auto loan. Join BECU and you can get a $150 bonus. Plus, we’ll donate $150 to support UW women student-athletes.

Find out what you need to know to be a well-informed homebuyer.

Auto Loan Benefits

  • We keep our auto rates low by offering loans exclusively to members and partners like you.
  • BECU financing is available on-site with many participating dealerships.
  • New auto loan interest rates apply to cars up to two years old.

Earn a Better Rate

After you receive funding for your auto loan, you are automatically enrolled into our Loan Reprice Program.

We periodically evaluate the credit rating of each member who has a credit card, personal line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you’ve improved your credit score and your account is in good standing, you might earn a better rate (if you’re not already receiving our lowest published rate). We’ll update your APR and let you know.

How to Apply:

You can also make an appointment to apply in person at your nearest BECU location, call us at 800-233-2328 or apply directly at one of our participating dealers.

Not a member? You can apply for membership and see how you can save more as a result of our low loan rates and few fees.2

Offer valid 7/1/2023 to 9/30/2023


UW $150 New Member Offer

  • Hey, Dawgs! Open a BECU savings and checking account, get a University of Washington debit card, complete the transaction requirements and you could receive a $150 bonus.4Plus, you can help make a difference for Husky Women student-athletes — BECU will donate $150 to UW Women’s Athletics for each new member.5

$150 New Membership Offer

You may be eligible to receive a $150 bonus for opening a savings and a checking account, ordering a UW debit card, and meeting some simple transaction requirements.

$150 Donated to UW Women’s Athletics

We’re proud to join UW in celebrating 50 years of Title IX. The donated funds will benefit Husky Women student-athletes and UW’s 12 women’s programs.

Transaction Requirements:

  • Complete five or more qualifying actions from this list:
    • Make a purchase using your BECU UW Debit Mastercard®.
    • Write a check or electronic check.
    • Make a payment using the BECU Bill Payment service.


  • Deposit $500 or more into your checking account within the first 30 days.

Offer valid through 12/31/2023.


Free Home Buying Seminars

Our seminars cover it all: How to prepare your credit, develop a budget and apply for a mortgage, as well as presenting your offer, the appraisal and inspection and other useful tips.

Find a Seminar

Related Links

1 Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify. Offer valid for funded auto loan purchases and external refinances using promo code by September 30, 2023. BECU is not required to pay the promotional incentive for loans funded without the appropriate Promo Code. Certain conditions apply to this offer, including but not limited to, the loan amount cannot exceed BECU’s approved value for the auto, collateral mileage cannot exceed 150,000 miles and the loan proceeds may not be used to pay off, refinance, or pay down any BECU loan. For auto loan refinances, the final loan amount will be the amount needed to pay off the existing loan with another institution as supported by current lienholder payoff information and cannot exceed the approved value of the collateral. Once your loan is funded, we will deposit the $200 cash back bonus to the primary borrower’s BECU Member Share or Member Advantage savings account within 90 days of loan funding. Limit of $200 cash back per loan and per member. Offer bonus may be reported to the IRS on form 1099-MISC as income at year end.

2 Member Share or Member Advantage savings account required to establish membership; not everyone will qualify.

4New Member Offer: For new BECU members only, age 18 and older. Must be within BECU’s field of membership and be eligible to open and maintain membership; not everyone will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Business, Fiduciary, Zero-Dividend, HAS, and Early Saver accounts are not eligible to receive deposit bonuses. BECU employees are not eligible. Must establish and maintain membership by opening a Member Share savings and also a checking account, ordering a University of Washington debit card, using promo code by December 31, 2023, and meeting the transaction requirements within 30 days of account opening. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code. Accounts must remain open for 90 days or more. Other terms, limitations, and conditions apply. Cannot be combined with any other offers. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $150 bonus deposit to your Member Share savings account will occur within 120 days of establishing the qualifying accounts if the transaction requirements were met in the first 30 days. Accounts must be open and in good standing at time of fulfillment to qualify. Bonus will be reported to the IRS on form 1099INT at year end as interest income. BECU reserves the right to terminate this offer at any time.

To meet the transaction requirements, you must open and maintain active Member Share or Member Advantage savings and also a checking account. You must complete five or more qualifying transactions using the checking account or deposit transaction(s) of $500 or more into the checking account within 30 days of account origination. Checking transactions, POS withdrawals, international ACH withdrawals, ATM transfer debits, electronic checks, ATM withdrawals, checks, and external withdrawals are defined as qualifying transactions. External deposits, ATM deposits, ATM transfer credits, new account deposit, and international ACH transaction deposits are defined as qualifying deposits.

5UW Women’s Athletics will receive the $150 donation for every new primary member who established a Member Share savings and checking account, ordered a UW debit card, and met transaction requirements within 30 days using promo code by 12/31/2023. A one-time cumulative donation will be made to UW Women’s Athletics within 120 days following the conclusion of the promotion period. No charitable receipt will be provided.

How to get your benefit

Log in or join the UWAA
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