|Federal Perkins Student Loan||Federal Direct Subsidized Graduate Stafford/Ford Loan||Federal Direct Unsubsidized Graduate Stafford/Ford Loan||Federal Direct Graduate GPLUS||Health Professions Loan (HPL)||Nursing Student Loan (NSL)|
|Lender||UW||Federal government||Federal government||UW||UW|
|Interest Rate||5%||5.41% *||6.41% *||5%||5%|
|Interest-free in school?||Yes||No||No||Yes||Yes|
|Annual maximums||$8,000/year as graduate/professional||$20,500/grad & prof 1||Cost of attendance minus aid||$2,500 plus tuition||$5,200 grad|
|Cumulative maximums||$60,000 undergrad & grad combined||$138,500 undergrad & grad combined 2 3||NA||NA||$17,000|
|Grace period||6-9 months||6 months||NA||12 months||9 months|
|Repayment period||to 10 years||to 10 years||to 10 years||to 10 years||to 10 years|
|Other information||Not available to graduate/professional students for loan periods beginning 7/1/12 or later. Additional repayment options beyond the 10 years may be available.||Additional repayment options beyond the 10 years may be available.||For graduate and professional students. Repayment of principal can be deferred when enrolled at least half time.||For students in Medicine, Dentistry, and Pharmacy. Parents' information required regardless of status.||For undergraduate and graduate nursing students.|
* Rates effective for loans disbursed on or after 7/1/2013.
1 Aggregate loan amount includes Subsidized Stafford/Ford Loans.
2 Students in the Medical, Dental, and Pharmacy Schools are eligible for additional Unsubsidized Loan funds. For Medical and Dental students attending three quarters, the maximum is $40,500 and if attending four quarters, the maximum of $47,167. For Pharmacy students attending three quarters, the maximum is $33,000 or if attending four quarters, the maximum is $37,167.
3 Students in the Medical, Dental or Pharmacy programs have a cumulative maximum of $224,000.