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Benefits Orientation
Long Term Disability (LTD) Insurance

Long Term Disability (LTD) insurance replaces a portion of your income if you are unable to work due to illness or injury. View the LTD website to learn about this important benefit.

Eligible employees are automatically enrolled in the basic LTD insurance plan at no cost. You may purchase additional, optional insurance for a monthly premium. Your premium rate is determined by both the waiting period you select and your retirement plan.

Important Deadline

Newly-hired or newly-benefits-eligible employees who enroll in optional LTD coverage within the first 31 days of employment/eligibility are not required to provide health information or proof of insurability. After this 31 day window you may apply to enroll but evidence of insurability will be required. If the insurance company requests a medical examination it will be at your expense.

Enrollment Steps

If you wish to enroll in the optional Long Term Disability insurance, complete the following steps.

  1. Download and print the PEBB LTD enrollment form.
  2. Read the instructions and select a waiting period that meets your needs. Waiting periods range between 30 and 360 days.
  3. Complete and sign the form.
  4. Keep a copy for your records.
  5. Return the original form to the UW Benefits Office, Box 359556.

If you enroll within the first 31 days of employment, coverage will be effective the first day of the next month. Otherwise, coverage will be effective the first day of the next month following review and approval by the insurance company.

UW Physicians

UW Physicians (UWP) offers an LTD plan to its member doctors. Contact UW Physicians at 206-543-6420 for more information.

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