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Loss of Insurance Eligibility for
Faculty, Staff & Librarians — COBRA/Continuing Insurance


Your medical and dental coverage will end at midnight on the last day of the month in which you end employment at the UW provided you were paid for at least eight hours during the month.

If you lose eligibility to participate in a UW-sponsored medical or dental plan due to separation of employment or another qualifying event as described in the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), you may be able to continue participation in group coverage on a self-paid basis.

Qualifying life events and the length of coverage available are as follows:

You are not eligible for COBRA continuation if:

What Coverage May I Continue?

You may continue medical and dental coverage together or either coverage separately. You and each of your enrolled family members are entitled to make a separate decision to continue coverage.

Notice Requirement

COBRA requires you or your dependent(s) to provide notice within 60 days after a qualifying event occurs; you may do so via email to the Benefits Office. If you are self-paying your insurance premium when the qualifying event occurs, you or your dependent must notify the state's Health Care Authority.


View 2015 medical and dental COBRA premiums.

View 2016 medical and dental COBRA premiums.


The enrollment deadline is 60 days following the date of a qualifying event, or the date on which you receive notice from your employer, whichever is later.

To enroll in COBRA:

  1. Download and print the COBRA enrollment packet from our Forms & Publications website.
  2. Or, if you prefer to receive a packet by mail, call the Health Care Authority directly at 1-800-200-1004 to request one—being mindful of the 60-day enrollment deadline.
  3. Send the completed form and your payment to the Health Care Authority:

    Washington State Health Care Authority
    P.O. Box 42684
    Olympia, WA 98504-2684

    If payment is enclosed, return to:

    Washington State Health Care Authority
    Attn: Accounting
    P.O. Box 42691
    Olympia, WA 98504-2691

    Note: Premiums must be paid retroactive to the first day of the month following the qualifying event.


The U.S. Department of Labor provides answers to frequently asked questions about COBRA.

Disclaimer: The information on this page does not substitute for official plan documents. If there is a conflict between the information on this site and an official plan document, the official plan document will govern. Refer to the Benefits Forms & Publications page.

Plan availability and eligibility may change depending on your employment status and/or actions of the Washington State Health Care Authority (HCA), the agency that purchases and coordinates health insurance benefits for public employees, including employees of the University of Washington, through the Public Employees Benefits Board (PEBB) program.

Loss of Insurance
Eligibility Topics