Q: IF I ENROLL IN “ANNUAL” INSURANCE, WHAT PERIOD OF TIME DOES THIS INCLUDE?
The annual plan runs from autumn through summer quarter and provides 4 quarters of coverage (autumn, winter, spring, and summer quarters). The 2012-2013 plan runs from 9/20/12 through 9/19/13.
SHIP is a one-year term policy, underwritten and administered by LifeWise Assurance Company.
If the annual plan is not selected during autumn quarter, it can still be purchased in a subsequent quarter, at which point it is pro-rated for the remainder of the academic year: the annual plan purchased at winter quarter is for 3 quarters of coverage (winter, spring and summer quarters); the annual plan purchased at spring quarter is for 2 quarters of coverage (spring and summer quarters). Please note: to be eligible to purchase either the annual plan or the quarterly plan, you must be a registered matriculating student the quarter you’re making the purchase.
Q: HOW CAN I PURCHASE SUMMER QUARTER INSURANCE IF I DIDN’T SELECT ANNUAL AT AN EARLIER QUARTER & I’M NOT A REGISTERED STUDENT DURING SUMMER QUARTER?
You can purchase summer quarter only coverage even if you’re not registered for summer quarter, as long as you were covered under the SHIP plan during spring quarter. Please note the higher quarterly premium on pages 4 & 9 of the 2012-2013 Booklet located at the student insurance website.
Summer quarter premiums are higher ONLY if you are purchasing insurance when you’re not registered for summer quarter. This is due to the cost of administrative services provided by the university.
Please note: if you had SHIP during spring quarter AND enroll in SHIP summer quarter, the system won’t automatically cancel summer quarter SHIP if you withdraw your summer quarter courses. If you decide that you don’t want summer quarter SHIP, you need to go back to MyUW, registration screen and change your selection to ‘No Insurance’. If you are an international student and the above applies to you, you will need to contact our office to cancel the SHIP selection for you otherwise you will be charged for SHIP and a late fee will be added to your account as well.
Q; I AM GRADUATING THIS QUARTER & I PURCHASED THE ANNUAL PLAN-ARE THERE ANY CHANGES IN THE CARE I RECEIVE WHEN I’M NOT A REGISTERED STUDENT BUT STILL HAVE SHIP?
For quarters when you’re not a registered student:
• Student doesn’t receive one free visit per quarter at Hall Health
Q: AM I ELIGIBLE TO ENROLL IN THE UW INSURANCE PLAN?
|State-Supported Degree Programs||Fee-Based Degree Programs*|
|The student is formally admitted as a matriculating student by the
Graduate or Undergraduate Admissions offices, or the professional
schools of Law, Medicine, Dentistry or Pharmacy and
|The student is formally admitted as a matriculating student by the
University of Washington into a credit, fee-based degree program and
|The student is registered as a matriculating
student for classes through MyUW or the Office of the Registrar and
|The student registers through UW Professional &
Continuing Education and pays the Services & Activities Fee and
|The student remains enrolled in classes through the third Friday of
the quarter (tuition due date) in which the student is enrolled for
*STUDENTS IN FEE-BASED COURSES OR PROGRAMS THAT DO NOT PAY THE UW SERVICES & ACTIVITIES FEE (INCLUDING GRADUATE NONMATRICULATED PROGRAM, DISTANCE LEARNING, ESL, NONCREDIT CLASSES, CONFERENCES & INSTITUTES, AND THE ACCESS PROGRAM) ARE NOT ELIGIBLE FOR THE UW INSURANCE PLAN.
Q: WHAT HAPPENS AFTER I SEE A MEDICAL PROVIDER?
When you enroll with LifeWise Assurance Company (LifeWise) you will receive a form – “Other Coverage Questionnaire Enrollment”- once every policy year, asking if you are insured by any other insurance plans. If you are not, you should check the box that indicates NO, sign and date the form, and return it to LifeWise.
If you are insured by another plan, you are required to give the information asked about the plan. This will allow LifeWise to begin processing your claims. If you do not return this form, you will receive another one in the mail after the first time you use your benefits. You may be mailed additional forms from LifeWise.
Be sure to respond to these mailings as well so that your claims can be processed in a timely fashion.If you do not return the form, your claim will not be processed.
Q: DO I HAVE TO PAY THE DOCTOR ON THE SAME DAY OF SERVICE, OR WILL THE DOCTOR BILL THE CLAIMS OFFICE FIRST? HOW DO I FILE THE CLAIM?
When you visit a network provider or a medical provider that is contracted with LifeWise Assurance Company, you will not need to file a claim. Simply present your LifeWise ID card at the time of service and your provider will file the claim for you. If you visit any other medical provider you’ll need to submit the claim yourself by printing off a claim form and mailing it to LifeWise Assurance Company, P.O. Box 91059, Seattle, WA 98111.
Q: ARE THERE NETWORK AND NON-NETWORKER PROVIDERS FOR DENTAL AND VISION BENEFITS?
LifeWise offers a list of their dental & vision providers who have contracted with LifeWise so please contact Lifewise at 1-800-971-1491 for referrals, but you may go to ANY dentist or optometrist anywhere in the world, as long as he/she is a licensed provider. Some providers will not directly bill LifeWise Assurance Company and in these cases you’ll need to submit the claim yourself. Remember to always take your LifeWise ID card with you.
Q: I HAVE A TA/RA/SA APPOINTMENT. WHERE DO I GET INFORMATION REGARDING THE GRADUATE APPOINTEE INSURANCE PLAN (GAIP)?
The GAIP insurance plan is administered by the Benefits Office. Their phone number is 206-543-2800. Their office is located at 4333 Brooklyn Ave NE, and their email address is email@example.com . You should ask to speak to a GAIP Consultant.
Q: I HAVE A GAIP ELIGIBLE APPOINTMENT, BUT HAVE ALREADY SIGNED UP FOR STUDENT INSURANCE. WHAT DO I NEED TO DO?
You can cancel the student insurance plan on MyUW or in person at the Student Fiscal Services Office prior to the 3rd Friday of the quarter. If it’s past the 3rd Friday of the quarter, you need to contact the Benefits Office (see contact information in earlier paragraph) and ask them to confirm that you do have a GAIP eligible appointment this quarter. When confirmed, the GAIP consultant contacts the Student Insurance Office and asks us to cancel the student insurance. If you’ve already paid for the student insurance, your student account will be credited; if unpaid, the charge will be dropped. There are some situations when the student insurance plan will automatically be canceled. Much depends on the timing of the TA/RA/SA appointment being entered in the payroll system. If you purchased annual insurance at a prior quarter and then receive a GAIP eligible appointment, you will be credited and receive a check for the remaining quarters in the policy year, minus an administration fee.
Q: I TRIED TO CANCEL THE STUDENT INSURANCE BUT COULDN’T. I AM AN INTERNATIONAL STUDENT. WHY CAN’T I CANCEL IT?
International students are required to enroll in the student insurance plan. If you have other insurance coverage, you need to contact the International Student Services, room 459 Schmitz Hall; phone number 206 221 7857; website: http://iss.washington.edu . If International Students Services find that your insurance policy is adequate, they will contact our office and ask that we cancel the current quarter’s UW insurance plan.
Q: I NEED VERIFICATION THAT I AM ENROLLED IN THE STUDENT INSURANCE PLAN. HOW DO I DO THAT?
Please contact Lifewise if the insurance verification is needed for one of these reasons:
- To show that student has the annual plan with continuous coverage
- For no reason except student wants a copy of the verification
- To send to an outside program that student will be rotating to
- Student has annual insurance but summer school in home country wants verification of annual plan
- To waive spouse’s insurance at other school because student purchased student/spouse insurance at UW
- Student has annual insurance and is participating in summer program that requires documentation that student has annual
- Prior insurance carrier requested proof that student is currently enrolled in SHIP
PLEASE NOTE: Students and dependents are automatically mailed an insurance verification after they have terminated coverage with SHIP. This process can take up to 30 days. If a student/dependent hasn’t received their notification, they can always call Lifewise Customer Service at 800-971-1491 and one of their representatives can mail the student a new verification.
Please contact the SHIP office at the UW for one of these reasons:
- Student wants a paper to prove they have selected student insurance before the quarter has begun
- Medical student needs verification that he/she is enrolled in SHIP
- To avoid double enrollment
- Is attending community college summer quarter and has to present verification of annual plan to avoid having to purchase insurance at community college
- Requires verification to present to a UW sports team
Q: I AM ENROLLED IN THE PLAN AND JUST GOT MARRIED or I AM ENROLLED IN THE PLAN AND JUST HAD A BABY. HOW DO I GET MY SPOUSE OR BABY ADDED TO THE PLAN?
You can contact the Student Insurance Office for the procedures and pro-rata premium. You must enroll your newly acquired Dependent within 30 days of marriage or domestic partner registration, or 60 days of birth or placement for adoption.
Q: WHAT IF I REQUIRE MEDICAL CARE OUTSIDE OF THE LOCAL AREA?
Please contact LifeWise Assurance Company to see if there are any network providers in your area. Their phone number is 1-800-971-1491.
Student Insurance Office
459 Schmitz Hall
LifeWise Assurance Company
Graduate Appointee Insurance Program (GAIP) Benefits Office
4333 Brooklyn Avenue NE