University of Washington Administrative Policy Statements
Rev/May 1998
14.1.8
Table of Contents
University Risk Management and Insurance Programs
(Approved by the Executive Vice President by authority
of Executive Order No. 5)
8. Health and Accident Programs
a. Employee and Nonemployee Programs
Employee health and accident insurance programs are discussed
in Administrative Policy Statement 40.4.
Nonemployees are responsible for obtaining personal health and accident
insurance. The University does not provide such coverage for non-University
employees even if injury occurs while on University business except
as provided for in this section. For students, two optional group policies
are available through the University's insurance broker. An additional
program for travel in nonscheduled aircraft is also discussed in this
section.
b. Optional Student Health Insurance
1)
Eligibility—Eligible
students are those who are admitted to and remain
registered for classes at the University of Washington,
Seattle campus, through at least the first seven
days of instruction in the quarter; the students'
spouses and registered, same-sex domestic partners;
and their unmarried dependent children. Not eligible
are students enrolled only in programs administered
by UW Extension including, but not limited to,
the Graduate Nonmatriculated Program, Distance
Learning, English as a Second Language, noncredit
courses, or the ACCESS Program; or University
employees attending classes under the Tuition
Exemption Program.
2)
Coverage and Enrollment—Student
health insurance covers necessary medical
expenses resulting from accident or illness
while covered under this plan. No application
is required. Students may enroll during registration
on STAR (Student Telephone Assisted Registration)
and the premium will be billed with tuition;
or, students may enroll by contacting the
Student Accounts Office in person by the quarterly
tuition due date. Detailed information about
the plan (including premium rates and procedures
to follow in filing claims) is contained in
a brochure available from the Hall Health
Primary Care Center, the Student Accounts
Office, or the Office of the Registrar. Claims
forms are available at either the Hall Health
Primary Care Center or the Office of the Registrar.
Questions should be referred to the Student
Insurance Office, 206–543–6202.
c. Optional Domestic and Foreign Accidental
Death and Dismemberment (AD&D) Insurance
Coverage is available for students, employees,
and guests of the University for whom application has been
made and premium remitted.
A schedule of benefits is available through the
Office of Risk Management for either domestic or foreign AD&D
insurance plans. To avoid duplication of coverage, applicants
should compare benefits with any existing coverage they may
have. Detailed information about these plans is available
through the Office of Risk Management, 206–543–3419.
1)
Domestic AD&D Insurance—This plan
covers medical expenses for treatment of injuries
sustained while traveling to or from and while
participating in a covered activity. Additional
benefits will be paid in the event of accidental
death or dismemberment. This plan does not
cover illness nor does it cover athletic injuries.
Individuals wishing to purchase this coverage
should request forms available from the Office
of Risk Management. A departmental signature
is required on the form, and payment is to
be made at the Student Accounts Office, Room 129,
Schmitz Hall.
For departmental purchase for group events,
a listing of all attendees with the beginning
and ending dates of coverage and the budget
number for premium recharge is required.
2)
Foreign AD&D Insurance—This plan
provides 24-hour accident and sickness protection,
commencing when the insured person leaves
his or her country of permanent residence
and continuing until his or her return to
the country of permanent residence.
This plan provides emergency evacuation to
the insured person's permanent residence,
up to the policy limits.
Individuals wishing to purchase this coverage
should request forms available from the Office
of Risk Management. A departmental signature
is required on the form, and payment is to
be made at the Student Accounts Office, Room 129,
Schmitz Hall.
For departmental purchase for group events,
a listing of all attendees with the beginning
and ending dates of coverage and the budget
number for premium recharge is required.
d. Travel in Nonscheduled Aircraft
Accidental death and dismemberment (AD&D) insurance
is provided for all University employees as part of their
benefits package. For non-University employees, the AD&D domestic
or foreign policy may be purchased. Also, University employees
may purchase the AD&D domestic or foreign coverage as a short-term
supplement to their University policy.
