Dependent Care Program enrollments are effective for ONE tax year only, and do NOT automatically renew from year to year. Therefore, all employees who wish to participate in a 2016 DCAP must enroll anew during Open Enrollment this November. See Enroll in DCAP below.
The Dependent Care Assistance Program (DCAP) allows you to take a pre-tax deduction for eligible dependent care expenses from your pay. You save money because you do not pay income tax on the amount of your deductions. You can use DCAP instead of taking the Child and Dependent Care Credit when you file your tax return. Compare DCAP to the IRS Child and Dependent Care Credit described at the IRS website.
Navia Benefit Solutions (formerly Flex-Plan Services) is the current DCAP administrator for Public Employees’ Benefits Board (PEBB) members.
The University sends your DCAP payroll deduction to your DCAP account which is administered by Navia Benefit Solutions, our third party administrator. You pay dependent care expenses out of pocket and then you request reimbursement from your DCAP account by submitting a reimbursement claim form to Navia.
You may view your balance and account activity on the Navia web site by going to Account Login. In order to access your account, you will need to create a login and password. You can also access your balance through the mobile application or by calling customer service at 425-452-3500.
If you choose to participate in the DCAP program, it is important that you estimate your dependent care expenses for the coming year carefully, and that you obtain reimbursable services by December 31 of the year in which you participate in the program. Any funds that remain in your account for a given year are forfeit to the State of Washington if Navia Benefits Solutions has not received your reimbursement claim by March 31 of the year after which you incurred eligible expenses.
All UW employees who are eligible for PEBB benefits are also eligible to participate in the DCAP program except:
You may enroll in the DCAP program:
Current plan participants MUST re-enroll in the plan each year in order to continue participation. Open Enrollment is held during the month of November each year prior to January 1 of the following year, the date when the DCAP goes into effect.
New hires who wish to enroll in a DCAP account must do so within 31 days from date of hire. Participation becomes effective the first day of the month following receipt of the properly completed enrollment form.
Current University employees experiencing a qualifying life event may enroll in a DCAP account within 60 days from date of the qualifying event. Participation becomes effective the first day of the month following receipt of the properly completed enrollment form. See qualifying life events.
To qualify as a dependent under the program, an individual must normally be a member of your household, receive more than one-half of his or her total support from you, and fall within the definitions specified below (and in IRS Child and Dependent Care Expenses Publication 503):
DCAP contributions are limited to;
The amount of your contribution cannot be more than either your earned income or your spouse's earned income, whichever is less. Earned income means wages, salaries, tips, and other employee compensation plus net earnings from self-employment.
Using a DCAP account reduces the salary on which your Social Security benefits and any unemployment compensation benefits are calculated.
Benefits-eligible employees who wish to participate in a DCAP account, must enroll in a DCAP account for the upcoming tax year during the annual open enrollment period, November 1-30. You must enroll or re-enroll for every year you wish to participate since renewal is not automatic.
New hires or current employees who experience a recent qualifying life event may enroll in a DCAP account for the current plan year provided eligibility and enrollment requirements are met.
During the plan year you may submit a completed and signed Claim Form to Navia for reimbursement of expenses you have incurred. Unlike the FSA, the DCAP is a money-in/money-out benefit, meaning you will receive reimbursement for approved claims for the amount you have contributed to the plan.
DCAP enrollees can submit claims and documentation by choosing one of the following:
It is important to send the proper documentation that substantiates the claim, the IRS requires that the documentation have:
Your provider may also sign the day care claim form instead of providing separate documentation. No further documentation would be required then. DO NOT send the claim form to the UW Benefits Office.
You have the option to have your DCAP reimbursement checks deposited directly into your checking or savings account. Depending on whether you opt for email or written confirmations, you will either receive an email or letter that the claim has been processed. To apply, complete the Direct Deposit form or contact Navia customer service at 425-452-3500.
Upon leave of absence, layoff, or termination of employment, you can no longer participate in DCAP. Only bills for services incurred prior to your leave of absence, layoff, or termination date can be submitted for reimbursement.
|US Mail Address||
UPS or FedEx Address Only
|Navia Benefit Solutions
PO Box 53250
Bellevue, WA 98015-3250
|Navia Benefit Solutions
11400 SE 6th St, Ste 125
Bellevue, WA 98004
Customer Service Center Phone: 425-452-3500 (Open 5 a.m. - 5 p.m. Pacific Time, Monday - Friday)
Claim Submission Fax: 866-535-9227
Customer Service Email: email@example.com