Back-to-School (or College) Readiness

When it comes to preparing for school or sending your young adult off to college, make sure that you are taking full advantage of your health plan coverage. The following services are covered once the necessary deductions and co-payments have been satisfied (except preventive care visits, which are fully covered):

Back-to-School Checkups

Preventive care visits are generally covered in full when done according to the plan's schedule.

Immunizations: Be sure your child has the right immunizations before the first day of school. Check your plan to see which ones are covered. (See below.)
Dental Benefits: Check your dental plan coverage for teeth cleanings and orthodontia (braces).
Sports: Your plan covers rehabilitation and physical therapy up to 60 visits per calendar year for all therapies combined.
Glasses or Contacts: Eye exams are covered annually when you choose a network provider. Glasses or contacts are covered every two calendar years up to $150 maximum payment.
Off to College: According to the Affordable Care Act, you may keep your child on your health insurance policy until they turn 26 years old.

This gives you a general idea of what to expect from your coverage. For further details on your benefits and exclusions, contact the plans directly.

Immunize

Also, before you send your children back to school, be sure to check this CDC Immunization Guide to make sure their immunizations are up to date. These services may be covered under your health plan once the necessary deductions and co-payments have been satisfied. For further details on your benefits and exclusions, contact your plan directly.

Sleep Well

Insufficient sleep is associated with a number of chronic diseases and conditions, such as diabetes, cardiovascular diseases, obesity, and depression. Students who are working or studying long hours often experience episodes of sleep deprivation. This can cause daytime sleepiness, sluggishness, and difficulty concentrating or making decisions. Teens and young adults who do not get enough sleep are at risk for problems, such as automobile crashes; poor grades and school performance; depressed moods; and problems with friends, fellow students, and adult relationships. Eating well, being physically active, and getting a good night’s sleep is vital to your well-being.

Review your class, work, study, and play schedule. See what changes need to be made to ensure you get eight hours of sleep each night.
Avoid stimulants like caffeine and nicotine. The stimulating effects of caffeine in coffee, colas, teas, and chocolate can take as long as 8 hours to wear off fully.
Have a good sleeping environment. Get rid of anything that might distract you from sleep, such as noises or bright lights.
Stick to a sleep schedule. Go to bed and wake up at the same time each day- even on the weekends.
See your health provider if you continue to have trouble sleeping.

Sleep and Sleep Disorders (Source: Centers for Disease Control and Prevention)

Your Guide to Healthy Sleep (Source: National Institutes of Health)

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