Skip navigation - Jump to main content
UWHR to launch new website at end of July! Learn more about the upcoming launch.

Saving Money
Hometown Home Loan Program for UW Employees


Buying or refinancing a home is one of the most important financial moves you can make. The Hometown Home Loan Program for UW employees is here to help make your dream of homeownership a reality. This program offers reduced fees on mortgages for eligible members buying or refinancing anywhere in the Puget Sound region.

The Hometown Home Loan Program, began at the University of Washington in February 1999, and is a partnership between HomeStreet Bank, the City of Seattle, and the University of Washington.


Hometown Home Loan Program benefits are ONLY available through HomeStreet Bank’s Affinity Lending Center and are not offered though other HomeStreet home loan centers.

UW permanent faculty and staff members who are eligible for Public Employees Benefits Board (PEBB) benefits are eligible to apply for the Hometown Program. Immediate family members such as parents and children are eligible as well. UW retirees are eligible for this program by showing their UW retiree ID card.

Program Features and Benefits

Taking advantage of your Hometown Program benefits could save you $1,500 to $1,700 or more in closing fees when you purchase or refinance a home. Hometown Program benefits include:

Note: Benefits of the Hometown Program are ONLY available through the Affinity Lending Center, not all HomeStreet branches. For more information about your benefits, please contact HomeStreet Bank's Affinity Lending Center at 206-628-0207.

Flexible Loan Terms

All loan programs have certain guidelines that determine your acceptable income-to-monthly-payment ratio. The Hometown Home Loan Program has programs with more flexible loan terms, making it easier to qualify for the home you want.

The Hometown Program offers a wide variety of resources to meet your needs:

  • Construction Loans
  • Down Payment Assistance Programs
  • First-time Home Buyer Programs
  • FHA, VA, and Conventional Loans
  • Jumbo and Super Jumbo Loans
  • Refinancing
  • Remodeling Loans
  • Resource Efficiency Loans
  • Reverse Mortgages
  • State Bond Loans


Prequalify for a Loan

HomeStreet Bank Affinity Loan Officers are available to meet with you (and your spouse/partner) in a way that works best for you! To schedule a free, 30-minute, prequalification appointment, call HomeStreet at:

To meet with a loan officer at a campus location, click the "Classes & Seminars" tab at the Hometown Home Loan website and choose a date for the campus location closest to you. Appointments are held weekdays between 10 a.m. - 3 p.m.

Apply for a Loan

Apply for a home loan or home equity line of credit by calling the Hometown Home Loan hotline: 206-628-0207 or online at

Review a Loan

Schedule a free personal loan review. Affinity loan officers are available for a quick phone consultation to review your existing loan to ensure that you have the most beneficial mortgage program for your individual needs. Call 206-628-0207 local, or 888-425-6990 toll-free to schedule a loan review.


Check out the following Hometown Home Loan Program events which are available to UW faculty and staff:

Housing Topics