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Hometown Home Loan Program for UW Employees


Buying or refinancing a home is one of the most important financial moves you can make. The Hometown Home Loan Program for UW employees is here to help make your dream of homeownership a reality. This program offers reduced fees on mortgages for eligible members buying or refinancing anywhere in the Puget Sound region.

The Hometown Home Loan Program, began at the University of Washington in February 1999, and is a partnership between HomeStreet Bank, the City of Seattle, and the University of Washington.


Hometown Home Loan Program benefits are ONLY available through HomeStreet Bank’s Affinity Lending Center and are not offered though other HomeStreet home loan centers.

UW permanent faculty and staff members who are eligible for Public Employees Benefits Board (PEBB) benefits are eligible to apply for the Hometown Program. Immediate family members such as parents and children are eligible as well. UW retirees are eligible for this program by showing their UW retiree ID card.

Program Features and Benefits

Taking advantage of your Hometown Program benefits could save you $1,500 to $1,700 or more in closing fees when you purchase or refinance a home. Hometown Program benefits include:

Note: Benefits of the Hometown Program are ONLY available through the Affinity Lending Center, not all HomeStreet branches. For more information about your benefits, please contact HomeStreet Bank's Affinity Lending Center at 206-628-0207.

Flexible Loan Terms

All loan programs have certain guidelines that determine your acceptable income-to-monthly-payment ratio. The Hometown Home Loan Program has programs with more flexible loan terms, making it easier to qualify for the home you want.

The Hometown Program offers a wide variety of resources to meet your needs:

  • Construction Loans
  • Down Payment Assistance Programs
  • First-time Home Buyer Programs
  • FHA, VA, and Conventional Loans
  • Jumbo and Super Jumbo Loans
  • Refinancing
  • Remodeling Loans
  • Resource Efficiency Loans
  • Reverse Mortgages
  • State Bond Loans



HomeStreet Bank Affinity Loan Officers are available to meet with you (and your spouse/partner) in a way that works best for you! To schedule a free, 30-minute, prequalification appointment, call HomeStreet at:

Check the Benefits Calendar to view "Prequalification Appointment" dates offered at Seattle, Bothell, Tacoma, and Harborview. Campus appointments are held on weekdays between 10 a.m. - 3 p.m.


Apply for a home loan or home equity line of credit by calling the Hometown Home Loan hotline: 206-628-0207 or online at


Schedule a free personal loan review. Affinity loan officers are available for a quick phone consultation to review your existing loan to ensure that you have the most beneficial mortgage program for your individual needs. Call 206-628-0207 local, or 888-425-6990 toll-free to schedule a loan review.


Hometown Home Loan Events

HomeStreet’s Affinity Lending Center offers prequalification appointments and an annual home improvement fair. Learn more.

Home Ownership Seminars

HomeStreet’s Affinity Lending Center offers educational seminars and classes that can help reduce the stress and confusion of buying a home. It is also a great place to start if you’re considering buying a home and not quite ready. View seminars.


HomeStreet is creating a series of home education webinars that can be watched anytime! The first one is "Understanding Credit." View this 4:10 minute video now and learn:

Monthly First-time Homebuyer Classes

HomeStreet’s Affinity Lending Center offers monthly Washington State Housing Finance Commission sponsored classes at their Seattle headquarters. This 5-hour homeownership seminar covers the process of buying your home from start to finish. You’ll also receive a certificate upon completion that can be used when applying for down-payment assistance. Learn more and register.

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