As a UW employee who is eligible for Public Employee Benefits Board (PEBB) benefits, you are allowed to make changes to your medical and dental plan choices during the annual open enrollment period. The State's healthcare open enrollment period typically runs through the entire month of November with specific dates announced by the Health Care Authority in mid-summer.
During this time, you may also enroll or re-enroll in a flexible spending account (FSA)—unless you elect a consumer-directed health plan with a health savings account (CDHP-HSA). You can also enroll or re-enroll in the Dependent Care Assistance Program (DCAP). These are optional pre-tax savings programs available to you.
Medical and dental plan benefits and premiums change yearly. Open enrollment is a good time to evaluate your health insurance plans and decide whether to make a change.
Some life circumstances may be considered a "qualifying life event," which may trigger a Special Open Enrollment opportunity allowing you to make insurance plan changes outside of the fall open enrollment.
If you are satisfied with your current health plan and it will be offered next year, you do not need to do anything and your plan elections will remain the same. However, you must change your plan enrollment if any of the following circumstances apply to you:
Note: Per WAC 182-12-262, you are required to notify the UW of changes in dependent eligibility within 60 days of the date in which your dependent is no longer eligible.
At its July 2014 meeting, the PEBB approved changes to state employees' medical plan monthly premiums and cost-sharing in 2015. All changes take effect January 1, 2015.
More details will become available on PEBB's website www.hca.wa.gov/pebb/ and in PEBB's For Your Benefit newsletter, which will be mailed to PEBB member homes in mid-October. To ensure you receive it, please review your profile in Employee Self Service (ESS) at http://www.uw.edu/ess and make any updates or changes before mid-September.
Uniform Medical Plan will:
Group Health will:
View approved 2015 changes to medical plans including Kaiser Permanente.
There are no changes to the PEBB dental plans' benefits next year. The UW continues to cover 100% of dental premiums.
There are no changes to the PEBB life insurance benefits next year. However, employees enrolled in PEBB's optional supplemental life insurance will see an increase in their premiums next year. Look for new premium rates to be posted here in October.
The PEBB Program's LTD insurance carrier, Standard Insurance Company, will eliminate the gap between the end of LTD insurance benefits and beginning of a member's Social Security entitlement date, aligning with the member's Social Security normal retirement age. (Currently, LTD insurance benefits end at 65.) As a result, employees enrolled in optional LTD will see an increase in their premiums next year. Look for new premium rates to be posted here in October.
To qualify for a SmartHealth wellness incentive for 2016, you must meet two requirements in 2015:
Review your current enrollment in one of two ways:
Beginning on the first day of open enrollment, UW employees can use the E-Coverage site to change insurance plans or providers. E-Coverage has the following advantages:
To add or reinstate a dependent who is not currently enrolled on your insurance plan, you must complete and submit the following forms with verification documentation postmarked by midnight on the last day of open enrollment:
All forms are listed at the Most Requested Forms page.
While you cannot add a dependent online, you can still use one of these online options to review your current coverage:
Whether you are a first-time or returning participant of a PEBB flexible spending account, you must re-enroll each year if you wish to participate. Enroll in FSA.
Whether you are a first-time or returning participant of the Dependent Care Assistance Program, you must re-enroll each year if you wish to participate. Enroll in DCAP.
Disclaimer: The information on this page does not substitute for official plan documents. If there is a conflict between the information on this site and an official plan document, the official plan document will govern. Refer to the Benefits Forms & Publications page.
Plan availability and eligibility may change depending on your employment status and/or actions of the Washington State Health Care Authority (HCA), the agency that purchases and coordinates health insurance benefits for public employees, including employees of the University of Washington, through the Public Employees Benefits Board (PEBB) program.
Medical & Dental Insurance Topics
Verify your medical/dental insurance coverage and/or make plan changes during open enrollment, go to E-Coverage.
Making Changes Outside of Open Enrollment
Did you know that some changes can be made to your insurance plans at any time? Likewise certain IRS Qualified Life Events can trigger Special Open Enrollment opportunities that allow you to make changes outside of fall open enrollment. Learn more.