UNDERSTAND

Kaiser Permanente serves UW employees and their dependents within the southwest region of Washington and northwest/north region of Oregon. Kaiser is a managed care medical insurance plan, which means:

• You use Kaiser Permanente facilities and hospitals for your care,
• You are referred by your primary care provider (PCP) for any specialized care, or care outside of the plan's facilities.
• Note: It's not necessary for all family members to use the same physician.

Terms to Know

In addition to monthly premiums which are deducted from your pay, other costs should be considered when choosing a medical plan, such as:

• Annual deductibles - the amount you must pay out of pocket for health care and prescriptions before the plan begins to pay.
• Copays - the amount you must pay per visit. (Applies to the Classic plan only.)
• Co-insurance - the cost that you and the plan share. (Applies to CDHP-HSA plan only.)
• Out-of-pocket maximums - the maximum amount you will generally pay in any year.
• Also, if you have a specific medical condition, investigate costs and provider options outlined in the plan's Certificate of Coverage.

Kaiser Permanente Plans

Classic Plan

Kaiser Permanente Classic managed care health plan offers lower copays and annual deductibles packaged with competitive monthly premiums. There is no plan coinsurance, so your medical expenses will always be predictable. View Benefits Booklet, plan summary, and contact information for the Kaiser Permanente Classic Plan.

Consumer-Directed Health Plan with a Health Savings Account (CDHP-HSA)

Available in January 2012: Kaiser Permanente's consumer-directed health plan is a high-deductible, low-premium type of plan. The premiums are considerably lower and the annual deductible is considerably higher than the Classic plan. To enroll this plan, you must first open a Health Savings Account (HSA). The HSA is funded by pre-tax contributions from the UW. You have the option of contributing as well.

• See an overview of how the CDHP-HSA works.
• View the Benefits Booklet, plan summary, and contact information for Kaiser Permanente's CDHP-HSA.

Note: If you plan to enroll in a CDHP with HSA in 2012, you and your spouse will not be able to participate in a 2012 FSA. If you already have an FSA for 2011, you will be required to use all funds by the end of this year, i.e. there will be no grace period.

ACT

Compare the plans

Compare the per-visit costs of some in-network benefits for PEBB's medical plans.

Note: Some copays and coinsurance do not apply until after you've paid your annual deductible. Call your plan directly for more information on specific benefits, including preauthorization requirements and exclusions.

Find a Provider

See a List of Health Care Provider for Kaiser Permanente plans.

Enroll in a plan

Following the instructions at Choose Your Medical Plan, step 7, to enroll (or change) your medical plan:

1. As a new hire or newly-eligible employee
2. To change your plan during the Open Enrollment period
3. To change your plan due to a Qualified Life Event

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Disclaimer: The information on this page does not substitute for official plan documents. If there is a conflict between the information on this site and an official plan document, the official plan document will govern. Refer to the Benefits Forms & Publications page.

Plan availability and eligibility may change depending on your employment status and/or actions of the Washington State Health Care Authority (HCA), the agency that purchases and coordinates health insurance benefits for public employees, including employees of the University of Washington, through the Public Employees Benefits Board (PEBB) program.

• uwhr@uw.edu |
• HR Contacts

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