Group Health is a managed care medical insurance plan, which means:
In addition to monthly premiums which are deducted from your pay, other costs should be considered when choosing a medical plan, such as:
Group Health Cooperative offers the following four types of health plans for UW employees and their dependents. The SoundChoice plan is new for 2016.
Group Health Classic
Group Health Classic is a managed care health plan that offers lower copays and annual deductibles packaged with competitive monthly premiums (which are higher than the Value plan). There is no plan co-insurance, so your medical expenses will always be predictable.
Group Health Value
Group Health Value is a managed care health plan that offers the same medical services as the Classic plan with lower monthly premiums than the Classic plan offset by higher annual deductibles and copays. This plan may be right for you if you're more concerned about monthly costs and want a lower monthly premium.
Group Health CDHP
Group Health's Consumer-Directed Health Plan (CDHP) is a high-deductible, low-premium type of plan. The premiums are considerably lower and the annual deductible is considerably higher than either the Classic or Value plans. The HSA is funded by pre-tax contributions from the UW. You have the option of contributing as well. Learn how a CDHP-HSA works.
Important Note: If you plan to enroll in a CDHP-HSA, you and your spouse will not be able to participate in an FSA in the same year. If you already have an FSA for a prior year, you will be required to use all funds by the end of the current year, i.e. there will be no grace period.
Group Health SoundChoice
New for 2016, the Group Health SoundChoice plan offers the same services, benefits, and exclusions as both the Group Health Classic and Value plans.
The SoundChoice plan differs from the Classic and Value plans in two notable ways:
- You pay a lower monthly premium but incur a higher out-of-pocket limit
- You pay for your part of medical services by paying a coinsurance percentage rather than paying a set copay amount
The SoundChoice plan is available to those living in King, Pierce, Snohomish, and Thurston counties.
Compare the per-visit costs of some in-network benefits for PEBB's medical plans. Note: Some copays and coinsurance do not apply until after you've paid your annual deductible.
Disclaimer: The information on this page does not substitute for official plan documents. If there is a conflict between the information on this site and an official plan document, the official plan document will govern. Refer to the Benefits Forms & Publications page.
Plan availability and eligibility may change depending on your employment status and/or actions of the Washington State Health Care Authority (HCA), the agency that purchases and coordinates health insurance benefits for public employees, including employees of the University of Washington, through the Public Employees Benefits Board (PEBB) program.
Medical & Dental